Important information about the content and services provided on Compare.org.nz.
Last updated: 13 March 2026
The content on Compare.org.nz is provided for general informational and comparison purposes only. Nothing on this website constitutes financial advice, insurance advice, or a recommendation to purchase any particular insurance product. We are not a licensed financial adviser under the Financial Markets Conduct Act 2013 (FMCA).
You should always consider your own circumstances, needs, and financial situation before making any insurance decision. If you need personalised advice, you may wish to consult a licensed financial adviser listed on the Financial Markets Authority (FMA) register.
Compare.org.nz provides estimated premium ranges based on publicly available information and general assumptions. These estimates are indicative only and do not constitute binding quotes. Actual premiums may vary significantly based on your individual circumstances, including but not limited to:
To obtain an accurate quote, you must apply directly with the insurance provider.
We make reasonable efforts to ensure that information on this website is accurate and up to date. However, insurance products, pricing, terms, and availability change frequently. We cannot guarantee that all information displayed is current, complete, or error-free at any given time.
Product features, pricing, and availability shown on Compare.org.nz should always be verified directly with the insurance provider before making a purchase decision. We accept no responsibility for any discrepancies between information shown on our site and the actual terms offered by providers.
Any ratings, scores, or rankings displayed on Compare.org.nz are based on our editorial methodology and represent our opinion at the time of publication. They are not guarantees of quality, suitability, or value. Our methodology considers publicly available information including product features, pricing, claims processes, and customer feedback.
Ratings should not be the sole basis for any insurance purchase decision. Always read the relevant Product Disclosure Statement (PDS) and policy wording before purchasing any insurance product.
This website contains links to third-party websites, including insurance providers, government agencies, and industry bodies. These links are provided for your convenience and do not imply endorsement or responsibility for the content, accuracy, or practices of those websites.
When you follow a link to an external website, you leave Compare.org.nz and are subject to that site's terms and privacy policy. We have no control over the content or availability of external websites.
Compare.org.nz may receive referral fees, commissions, or other compensation from insurance providers when you click through to their website via our site. This commercial relationship may influence which providers are displayed, their order of appearance, or whether they are featured prominently.
However, our editorial content and comparison data aim to be fair and useful regardless of commercial relationships. Any sponsored or paid content is clearly identified in accordance with the Advertising Standards Authority (ASA) Advertising Standards Code.
To the maximum extent permitted by New Zealand law, Compare.org.nz accepts no liability for any loss, damage, or expense arising from or in connection with:
Nothing in this disclaimer excludes or limits liability that cannot be excluded or limited under New Zealand law, including under the Consumer Guarantees Act 1993 where applicable.
We may update this disclaimer from time to time. Changes take effect when posted on this page. Your continued use of the website after any changes constitutes acceptance of the updated disclaimer.
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