NZ Insurance Company Reviews

Ratings, pros, cons, and comparisons for New Zealand's leading insurance providers. Updated for 2026.

General & Multi-line Insurers
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Cove Insurance

Digital-first NZ insurer offering car, pet, and phone insurance at competitive prices.

4.7/5 2,381+ reviews
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AA Insurance

One of NZ's largest insurers, offering car, home, contents, travel, and life cover.

3.8/5 3,131+ reviews
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AMI

Part of the IAG group. Offers car, home, contents, landlord, and small business insurance.

2.8/5 2,210+ reviews
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State Insurance

IAG-owned insurer covering car, home, contents, boat, and travel insurance.

3.8/5 140+ reviews
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Tower

NZ-owned insurer with risk-based pricing for car, home, contents, and business cover.

4.0/5 2,977+ reviews
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Vero

Suncorp-owned commercial and personal insurer operating across NZ.

1.8/5 60+ reviews
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NZI

Commercial and personal insurance from IAG, sold through brokers.

3.9/5 150+ reviews
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FMG

Mutual insurer specialising in rural, farming, and lifestyle property cover.

3.8/5 41+ reviews
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MAS

Mutual insurer for professionals, offering car, home, contents, and life insurance.

4.3/5 Consumer NZ & Canstar verified reviews
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AIG

Global insurer offering travel, business, and specialty insurance in NZ.

1.3/5 335+ reviews
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Chubb

Global specialty insurer covering personal, commercial, and high-value assets.

3.4/5 2,282+ reviews
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QBE

Australian-based insurer offering commercial and personal lines in NZ.

3.2/5 Limited (B2B insurer) reviews
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Pinnacle Life

NZ-owned provider of life, income protection, and funeral cover.

4.4/5 Feefo Verified reviews
Life & Health Specialists
Bank-affiliated Insurers

Disclaimer: Reviews on this page are for informational purposes only and do not constitute financial advice. Ratings and information may change; verify details directly with each insurer.

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