Step 1

What type of insurance are you looking for?

Select one to start your 3-question estimate

Car
Comprehensive & TP
Home
Dwelling & EQC
Contents
Your belongings
Renters
Tenants & flatmates
Landlord
Rental property
Motorcycle
Bikes & scooters
Classic Car
Vintage & collector
Life
Term & whole life
Health
Medical & surgical
Travel
Domestic & international
Pet
Dogs, cats & more
Caravan
Caravans & trailers
Motorhome
Campervans & RVs
Step 2

What type of property do you own?

This helps us estimate your rebuild cost and risk profile.

🏠
Standalone House
Detached home on its own section
🏢
Townhouse
Terrace or semi-detached
🏚
Apartment
Unit, flat, or apartment
🌳
Lifestyle Block
Rural or lifestyle property
Step 3

Where is your property located?

Location is the biggest factor in your premium, especially for earthquake risk.

Step 4

What's your estimated rebuild cost?

This is the sum insured — the cost to rebuild your home, not its market value.

$600,000
Estimated rebuild / sum insured
$150k $500k $1M $1.5M $2M
Step 5

Tell us about your home's construction

Construction materials and age affect your risk profile and premium.

Step 6

What level of cover do you need?

Choose the cover type that best fits your situation.

🛠
Basic
Fire + natural disaster
🛡
Standard
Named perils cover
Comprehensive
Full accidental cover
Step 7

A few final details

These help us fine-tune your estimate.

🏡
Owner-Occupied
🔑
Rental / Investment
🔒
Yes
🔓
No
Your Estimate is Ready
$2,340per year (~$195/month)

Estimated range: $1,990 - $2,690 depending on provider

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6 providers matched

Based on your property details, these providers offer cover in your area. Click to get a formal quote.

Disclaimer: This estimate is indicative only and based on general industry data. Actual premiums vary by insurer and depend on a detailed assessment of your property. This is not a quote or offer of insurance. Always obtain formal quotes from licensed insurers. Estimates include GST and NHC/EQC levies. Sponsored listings are paid placements — we may receive a referral fee.