Compare Chery car insurance estimates from NZ's top providers. Whether you drive an Omoda 5, Tiggo 4 Pro, Tiggo 7 Pro, or Tiggo 8 Pro, find the right cover at the right price - comprehensive, third party, or fire & theft.
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Chery is a Chinese automotive brand that has recently entered the New Zealand market with a range of competitively priced SUVs. Models like the Omoda 5, Tiggo 4 Pro, Tiggo 7 Pro, and Tiggo 8 Pro offer well-equipped vehicles at prices below many established competitors.
From an insurance perspective, Chery vehicles are relatively affordable to insure due to their competitive pricing. However, as a new brand in NZ, insurers have limited claims data, and parts availability may affect repair costs and times. Comparing estimates from multiple providers is particularly important.
Most major NZ insurance providers - including AA Insurance, AMI, State, and Tower - should be able to cover Chery vehicles. See our full NZ car insurance comparison for more.
Estimated annual comprehensive insurance costs for Chery models in New Zealand. Based on a 35-year-old driver with a clean record in Auckland.
| Model | Type | Approx. Value (Used) | Est. Comprehensive/yr | Insurance Group | Notes |
|---|---|---|---|---|---|
| Chery Omoda 5 | Small SUV | $25,000-$35,000 | $550-$850 | Low-Mid | Stylish compact SUV. Affordable to insure with modern safety features. |
| Chery Tiggo 4 Pro | Small SUV | $22,000-$30,000 | $500-$800 | Low | Entry-level SUV. One of the most affordable Chery models to insure. |
| Chery Tiggo 7 Pro | Mid-size SUV | $28,000-$40,000 | $600-$950 | Low-Mid | Mid-size SUV with good equipment levels for the price. |
| Chery Tiggo 8 Pro | Large SUV | $35,000-$50,000 | $700-$1,050 | Mid | Seven-seat family SUV. Higher value means slightly higher premiums. |
Disclaimer: All prices shown are indicative estimates based on publicly available data and typical driver profiles as of early 2026. Actual premiums vary based on your vehicle, location, driving history, and chosen cover level. These figures are not quotes. Always obtain a personalised quote from the insurer directly. We do our best to keep all data up to date and accurate. If you've noticed something incorrect, please let us know.
Choose the right level of protection based on your Chery's age and value.
Covers damage you cause to other vehicles or property. Your Chery is not covered. Rarely chosen for newer Chery vehicles given their value.
Adds fire and theft protection for your Chery. May suit drivers who want protection against theft but find comprehensive premiums too high.
Full protection for your Chery. Covers accident damage, theft, fire, weather, vandalism, and third-party liability. Commonly chosen for Chery vehicles, especially given limited parts availability.
Understanding these factors can help you find competitive Chery insurance in NZ.
The Tiggo 4 Pro is cheaper to insure than the Tiggo 8 Pro. Newer models with better safety features may qualify for lower premiums.
Drivers under 25 pay considerably more. Over-25s with a clean licence and driving history get the best rates.
Auckland and Wellington typically have higher premiums than smaller centres due to higher theft rates and traffic density.
Chery vehicles come with modern factory security systems. Additional tracking devices can further reduce premiums.
Up to 65% discount for claim-free years. Protect your NCB - some insurers offer bonus protection so one claim doesn't reset it.
Limited Chery parts availability in NZ can affect repair times and costs, which insurers factor into premiums.
Practical ways to reduce your Chery insurance premium without sacrificing cover.
Chery premiums can vary significantly between providers as insurers have different levels of experience with the brand. Always get at least 3 estimates.
Raising your excess can save 10-20% on your premium. Only do this if you can afford the higher excess if you claim.
Most NZ insurers charge a loading for monthly payments. Paying annually can save 5-10% on your Chery policy.
Insure your Chery alongside your home or contents insurance with the same provider. Multi-policy discounts of 5-15% are common in NZ.
Adding young or inexperienced drivers increases premiums significantly. Only add drivers who regularly use your Chery.
Garaging your Chery overnight and installing an approved alarm or tracking device can reduce premiums.
Key facts about Chery vehicle security and safety performance in NZ.
Chery vehicles are very new to the NZ market, so theft data is extremely limited. As a rare brand, Chery vehicles are unlikely to be specifically targeted by thieves. All current models come with factory immobilisers and smart key systems. Check with NZ Police for current vehicle crime statistics.
Chery has been tested by international safety bodies. Safety ratings can influence your insurance premium.
Common questions about insuring your Chery in New Zealand.
Disclaimer: The information on this page is for general informational purposes only and does not constitute financial advice. While we strive for accuracy, insurance products, pricing, and terms change regularly. Always verify details directly with the insurer before making any decisions. If you need personalised advice, consider consulting a licensed financial adviser. For more information, visit the Financial Markets Authority (FMA).
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